PayLink MCP Server

PayLink is an open-source framework designed to streamline payment integration for developers building AI agents and financial applications across Africa.

Leveraging the Model Context Protocol (MCP), PayLink exposes a unified interface that simplifies access to diverse payment providers—such as M-Pesa, Airtel Money seamless financial workflows without repetitive integration work.

Why PayLink?

Africa’s financial ecosystem is fragmented. Developers often rebuild custom integrations for each payment provider, leading to redundancy and reduced scalability. PayLink solves this by:

- Providing standardized MCP tools for payments, invoicing, and reconciliation
- Empowering AI agents to handle payments intelligently
- Enabling SMEs and micro-merchants to access modern financial infrastructure
- Supporting local-first development with a global vision

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Currently Supported Providers

- M-Pesa (Safaricom) – Under active development
- STK Push API
- STK Push Status
- QR Code Generation

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Available Tools

Each payment provider is exposed as a tool under the MCP server.

M-Pesa Tools

| Tool | Description |
|-------------------|------------------------------------------|
| stk_push | Initiates an STK Push request to a phone |
| stk_push_status | Checks the status of a previous STK push |
| generate_qr_code| Generates a payment QR code |

More tools and enhancements are coming soon!

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Planned Features

- Additional Mobile Money: Airtel Money, T-Kash, MTN Mobile Money
- Banking Integrations: PesaLink, Open Banking APIs
- Cross-Border Payments: Integration with regional and international remittance platforms
- AI-Powered Payment Bots: Enable AI agents to manage collections, invoicing, and reconciliation

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Getting Started

Coming soon — setup instructions, environment configs, and example usage will be documented here.

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Contributing

We're open to contributions! If you'd like to help support more payment providers or improve the MCP implementation:

1. Fork the repo
2. Create a feature branch
3. Submit a pull request

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License

MIT License — see LICENSE for details.

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Contact

Feel free to reach out or open issues for support, ideas, or collaboration!