CoverSavvy Term Life Rates

Works with Claude, ChatGPT, and any MCP-compatible AI agent or client.

Methodology:average of 2-3 lowest quotes from leading U.S. life insurance carriers.

Returns all valid parameter values. Call this first to know what's queryable.

Returns the monthly and annual premium for a specific profile.

{ "age": 35, // integer, 20–65 "gender": "male", // "male" or "female" "health_class": "preferred", // "preferred", "standard", or "standard_tobacco" "coverage": 500000, // integer, see list_options for valid amounts "term": 20 // 10, 15, 20, 25, or 30 }

Returns:monthly_premium, annual_premium, carrier_count, source attribution

Returns rates across all term lengths for a fixed profile. Answers "should I get a 20 or 30 year term?"

Parameters:age, gender, health_class, coverage (same as query_rates, minus term)

Returns rates across all health classes for a fixed profile. Shows the cost impact of health rating.

Parameters:age, gender, coverage, term (same as query_rates, minus health_class)

Add this to your Claude Desktop MCP config (claude_desktop_config.json):

{ "mcpServers": { "coversavvy": { "url": "https://mcp.coversavvy.com/mcp" } } }

Then ask Claude:"What's the monthly cost of a $500K, 20-year term life policy for a 35-year-old male in preferred health?"

$100,000 $200,000 $300,000 $400,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,100,000 $1,200,000 $1,300,000 $1,400,000 $1,500,000 $1,600,000 $1,700,000 $1,800,000 $1,900,000 $2,000,000 $2,500,000 $3,000,000 $3,500,000 $4,000,000

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